High Risk Commercial Insurance Business Owners Help

We help high exposure business types find High Risk Commercial Insurance and High Risk Truck Insurance.

We help high risk commercial trucking companies, NEMT, Bus & para-transit and other high exposure business types find coverage with High Risk Commercial Auto Insurance. 1 vehicle to fleets size.
High Risk Commercial Auto Insurance Consumer Assistance. Get help and advice finding insurance for trucking, public auto, NEMT and other company types. 1 to large fleet coverage.


Commercial Auto Insurance and or commercial truck insurance or any other high risk business types like NEMT, Bus, Paratransit quotes click this image for quick help.
Get your High Risk Commercial Insurance quote started now.

When business owners are unable to obtain commercial auto insurance for their business in the normal or preferred marketplace, they submit an application to the assigned risk producers to help them find coverage.

Request help for your business (855) 910-9321  and also (833) 516-9321.

One of the biggest drivers of higher premiums is claims. Make sure you hire employees without a criminal background to reduce your potential risks. Remember that claims can be made by clients, customers, employees, or others. It is important to do everything you can to operate a “safety first” business and hire the best possible people.

Hire drivers with clean driving records and institute a random drug testing policy. If your business requires motor vehicles, it is important to hire, train, and monitor your employees for compliance and institute a preventative maintenance program for your vehicles to ensure that they are adequately maintained. If your employees use their cars for business purposes, you will need to ensure that they’re correctly insured and well maintained before they can use their vehicles for business.

Our plan will insure high risk-high exposure gasoline haulers. Commercial Fuel Haulers Truck Insurance program.
High exposure and risky gasoline haulers will find ample liability coverage in our High Risk Commercial Truck Insurance Plans.


If you need to find commercial insurance near you that is not a high risk (more affordable) click to visit commercialinsurancenearme.com.

Reinsurance Pools:

There are two basic types of reinsurance pools. In the first, an individual member company underwrites the risks and issues the policy to the policyholder. The member then automatically reinsures the risk with the pool in accordance with the pooling agreement.

In the second type, the pool functions as a general reinsurer, underwriting reinsurance policies for primary companies regardless of whether they are members of the pool.

Examples of reinsurance pools include the Registered Mail Insurance Association, which covers currency, securities and other valuables transported by registered and first-class mail, and shippers of property transported by armored cars; and the Excess Bond Reinsurance Association, which offers fidelity coverage (protection against employee fraud) to commercial banks.

STATE CAIP’S Assigned risk policies, if available usually are much more restricted in the coverage they offer and have lower limits than preferred or voluntary market policies. In addition, the total overall cost for assigned risk CAIP policies usually are significantly higher, although not always and sometimes is the only way to stay in business while insuring high-risk drivers.

Get help for your company with a high risk commercial auto insurance for Taxi’s, Airport Shuttle, Black car or transportation related- high risk truck insurance quote starting right now. We insure 1 to large fleets.

Other options may exist that one of our Certified Commercial Auto Insurance Producers or Transportation Risk Specialists may have available which will be explained by a licensed agent.

State Commercial Automobile Insurance Plans (CAIP’S) are currently found in 43 states and the District of Columbia, and are/was/is created or supported by the state and governed one or more boards representing insurance agents, the insurance commissioners office as well as commercial insurance companies licensed in the state. You have to be denied coverage elsewhere to be eligible for these state mandated plans.

Obtain Commercial Auto-Truck-Bus Insurance as high risk

State CAIP Definitions Used

Commercial Property Insurance Coverage

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